What are my rights against an insurance company if y claim was denied?

What are my rights against an insurance company if y claim was denied?

My car was hit and totaled almost 2 months ago. It had liability insurance only, so I filed a claim with the insurance company of the person who hit me. After a month of waiting, I filed a complaint with my state’s department of insurance because the insurance company wouldn’t answer my inquiries, only telling me that my claim is in review. It was finally denied with the reason of the person driving didn’t have permission to drive not covered on the policy. The person driving borrowed his sister’s car which is insured by their father. How can it be denied? The car had coverage. My car is totaled I also had to pay for a rental for 5 weeks. I’d like to sue the insurance company if possible.

Asked on February 10, 2018 under Accident Law, Illinois

Answers:

IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.