If my niece used my mothers SSN to co-sign an on-line loan, is my mother liable?
Get Legal Help Today
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
If my niece used my mothers SSN to co-sign an on-line loan, is my mother liable?
My mother never signed anything.
Asked on September 22, 2011 under Bankruptcy Law, Michigan
Answers:
M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney
Answered 13 years ago | Contributor
I am so sorry for your Mother. What she needs to do is to report the matter as an identity theft. I know that it is difficult considering the familial relationship but she has to make sure that everyone knows that she was not involve in this fraud. Additionally, she has to ask the credit card company for a debt "validation." In validating a debt the credit card company is obligated to send her a historyof all the charges and payments, a copy of the original signed agreement which is a contract, and a copy of the assignment of the collecting agency that they are permitted to collect o behalf of the creditor. Once this is done she can show them that she did not open the account and demand that they write off the card as in her name. Good luck.
IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.