If my wife and I are separated and will finalize our divorce in 1 year, since she co-signed for my auto loan can she kick me off the loan?

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If my wife and I are separated and will finalize our divorce in 1 year, since she co-signed for my auto loan can she kick me off the loan?

My wife and I are separated and will finalize divorce in one year. She co-signed for me for my loan and I pay on time. She now wants me to go get my own financing. Can she just kick me off the loan?

Asked on May 16, 2012 under Family Law, New York

Answers:

M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 12 years ago | Contributor

She is not kicking you off the loan.  She is asking to be kicked off.  She does not want to be liable once the divorce is finalized.  I am assuming that you have decided that you will keep the car as part of your award in the divorce.  She just wants nothing to do with it anymore.  Good luck.


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