What to do if an insurer has filed a subrogation claim against me for damaging another car while parallel parking?
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What to do if an insurer has filed a subrogation claim against me for damaging another car while parallel parking?
I was not aware of any damage that I caused and was not ever notified by the owner of that vehicle. I have asked for pictures that would support their claim, but the will not send me any copies. The claim is not huge $423 but I don’t feel good writing a check without ever seeing any evidence that I am at fault. What are my options?
Asked on January 27, 2014 under Accident Law, Oregon
Answers:
SJZ, Member, New York Bar / FreeAdvice Contributing Attorney
Answered 10 years ago | Contributor
You can refuse to pay, in which case if they believe you owe them money, they may file a lawsuit against you. If they do, they will have to prove their case in court--not just that you caused the damage, but also the cost or extent of the damage. If they don't file a lawsuit against you, they can't make you pay.
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