S-Corp Vs LLC

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S-Corp Vs LLC

Hello

I am about to begin my career as a insurance broker and I would like to know if
setting up an S-corp or LLC would be more beneficial to me for tax purposes?

Asked on August 3, 2017 under Business Law, California

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 7 years ago | Contributor

S-corps and LLCs (which select, when being formed, what is variously known as "pass through," "disregarded," or "partnership" tax treatment) are treated exactly the same for tax purposes: in both cases, there is no "double taxation." Profits are not taxed first at the entity level, then taxed again when distributed to the owners; rather, the profits and losses (which can provide tax deductions) pass through the S-corp. or the LLC directly to the owner(s) and are taxed only with his/her/their income.
So tax-wise, there is no difference. There is also no difference in liability protection. An LLC involves a little less reporting and paperwork; an S-corp. is slightly easier to sell shares to other people later (e.g. if you want to take on partners)--that's about the only difference. Either one will work fine for you.


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