Shoud I accept the insurance company’s offer?

Shoud I accept the insurance company’s offer?

A neighbor accidently drove their car through our front yard fence and also hit another neighbors car. The estimate to repair/replace the fence is 1,400.00. I submitted this estimate to his insurance company. The insurance company is only offering 638.00, with the rest of his policy limit going to fix the neighbors car. Should I accept this amount and ask my neighbor for the balance, or fight the insurance company?

Asked on April 27, 2018 under Accident Law, New York

Answers:

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