What legal recourse do I have against my ex-boyfriend?

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What legal recourse do I have against my ex-boyfriend?

I made an offer on a home and my boyfriend agreed to be on the mortgage, without being on the deed so I could get the loan. We recently broke up. My closing is in 10 days and he said he will not sign any closing docs now. I am now looking at losing my 10k deposit and can be sued by the seller on top of that.

Asked on September 9, 2017 under Real Estate Law, New Jersey

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 7 years ago | Contributor

You don't have any recourse. His oral promise, for which he was not receiving any "consideration" or thing of value (i.e. his promise to be on  the mortgage to help you out) is not an enforceable contract. The law does not enforce non-contractual promises, and a promise where the other person gets nothing for the promise (since he wasn't going to be on the deed, he got no ownership interest, equity, right to the home, etc.) does not make a contract.


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