Who pays for vehicle damage that happens at the body shop? (Liability & Insurance in (2024))

Who pays for vehicle damage that happens at the body shop? A mechanic can be held liable for direct vehicle damage, and the body shop will pay for service-related incidents. Knowing when your insurance applies can help you manage unexpected expenses as filing a claim could result in a 10% premium increase.

UPDATED: Nov 4, 2024Fact Checked

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Michael Leotta

Insurance Operations Specialist

Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...

Insurance Operations Specialist

Dani Best

Licensed Insurance Producer

Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...

Licensed Insurance Producer

UPDATED: Nov 4, 2024

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