What can I do if someone has used my name and number without my permission,as reference when applying for credit?
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What can I do if someone has used my name and number without my permission,as reference when applying for credit?
I have received calls from her creditors, of course, seeking her whereabouts. I do not have contact with this person. She has also apparently allowed male friends of hers to use my info, too since I have had a call concerning one of them, too. I have now learned she will be going to court for “larceny by employee” and I suspect the creditor calls will increase. She has a history of non-payment in the best of times. I wish her to cease and desist. What can I do?
Asked on December 28, 2010 under Bankruptcy Law, North Carolina
Answers:
SJZ, Member, New York Bar / FreeAdvice Contributing Attorney
Answered 14 years ago | Contributor
1) Report her to the police IMMEDIATELY--what she's doing is a crime. Report her friends, too. Reporting criminal activity helps create a "paper trail" that it is not in fact you.
2) Take the police reports and contact the creditors and credit-rating agencies. Explain that this was NOT you and that they need to look to her for repayment.
3) You probably should change, or at least consider changing, your phone number and going with an unlisted one to make this more difficult for her.
4) You could sue her for either monetary damages (i.e. any costs or losses you've experienced) from her activity) and/or for an order or injunction that she cannot due this again; you might also consider getting a protective order against her of some kind. You should discuss these options with an attorney.
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